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What precisely are prepaid credit cards?

What precisely are prepaid credit cards? This query is brought up really frequently as pre pay cards are pretty new to the mainstream. So, they offer a very practical method to spend capital. They look similar to a debit card and are also issued by one of the top payment card companies such as Visa?. But, a pre pay cards only holds money which the holder has topped up him or herself. There is no chance to borrow and there is no crafty charges added. What you top up is what you spend!

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